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Manhattan Life Investment Company (MLIC) investment products are not offered or available for sale in the United States or to United States citizens or residents or to residents of the Cayman Islands. The materials and information on this website do not constitute an offer or solicitation to anyone in any jurisdiction in which an offer is not authorized, or to any persons to whom it is unlawful to make such an offer or solicitation. This website is exclusively intended for persons who reside outside of the United States and using it means you agree to our "Terms and Conditions."